Australia's Leading Finance Broker

Kustom Finance provides finance solutions for Australians nationwide, helping them towards their lifestyle and business goals.

Learn MoreHow we work

We are partnered with:

Apply Now!
Same Day Finance

Google reCaptcha: Invalid site key.

Our Process

Finance made easy.

At Kustom Finance, our friendly team ensures a hassle-free financial journey. We're here to simplify finance, providing guidance every step of the way. Your ease is our priority.

Apply for loan

Begin by filling out our user-friendly online application. Your financial aspirations are just a few clicks away.

Get approved

Our experienced team efficiently evaluates your application, ensuring timely approvals. Trust in our commitment to your financial success.

Get your money

Upon approval, funds are promptly transferred to your account. Experience the convenience of accessing your resources when you need them most.

Personal Car Finance
Business Car Finance
Marine Finance
Caravan Finance
Equipment Finance
Business Funding
Personal Car finance

Car loans to suit your needs.

Whether you are looking to secure finance for your first car or upgrade to the latest luxury vehicle, at Kustom Finance, we’ve got you covered.

  • Fixed Loan Repayments
  • Balloon Payment Options
  • Centrelink Income Accepted
Apply NowLearn more
Business Car finance

Looking to finance a vehicle for business use?

We have a range of finance solutions to suit your business structure, budget, and cash flow needs, including chattel mortgage and Low doc vehicle finance options for new ABN holders.

  • Variable Loan Terms
  • Start Up Loans
  • New ABN Finance Options
Apply NowLearn more
Marine Finance

Wanting to make that dive into your new hobby?

Whether you are looking to finance your first small boat or jetski, upgrade to the latest luxury cruiser, or purchase for commercial purposes, we’ve got finance solutions for you.

  • Seven year loan terms
  • No deposit options
  • Quick & easy application process
Apply NowLearn more
Caravan Finance

Looking to finance your next adventure?

Embarking on your first caravan, camper van, or camping trailer adventure? Or upgrading to a luxury model? We provide specialized finance solutions to bring your dream closer to reality.

  • Seven year loan terms
  • No deposit options
  • Quick & easy application process
Apply NowLearn more
Equipment Finance

Finance Solutions for your business assets.

If you are looking to finance new or used commercial vehicles, machinery, or plant assets, we’ve got you sorted with a range of finance options to suit your needs and budget.

  • Wide range of finance options
  • Leasing options available
  • Quick & easy application process
Apply NowLearn more
Business Funding

Looking to finance essential tools for your business?

Need financing for office equipment, tools, or coffee machines? Our tailored solutions have you covered. With access to premier lenders, we align packages with your budget. As a small business, we empathise with your challenges and support your objectives.

  • Small business friendly
  • Same day approvals
  • Quick & easy application process
Apply NowLearn more
FAQ

Frequently asked general questions

Explore common queries about our services and financing options. Get quick answers to streamline your understanding and make informed decisions.

  • How do I apply for financing with Kustom Finance?

    Applying is easy. Just fill out the online application form with your details. Our team will then guide you through the process.

  • What types of assets can I finance through Kustom Finance?

    We offer financing solutions for a wide range of assets, including personal and commercial vehicles, machinery, and equipment assets, catering to both personal and business needs.

  • What factors are considered for loan approval?

    Loan approval is based on various factors, including credit history, financial stability, and the value of the asset being financed. Our experts will assess your application thoroughly.

  • How quickly can I expect to receive the funds once approved?

    Upon approval, funds are typically transferred promptly. You can expect to have access to your funds within a short time frame, ensuring a swift realisation of your financial goals.

Have more questions?
Contact Us
FINANCE MADE EASY

Streamlined eligibility assessment for you.

Experience simplified eligibility assessment with Kustom Finance. Our expertise supports clients with diverse financial backgrounds, including Centrelink payments, short-term employment, and credit challenges.

  • Centrelink Income Accepted
  • 90% Approval Rate
  • Tailored to your budget
YOUR FINANCE EXPERTS

Bad credit? We can help.

If your financial history has been a roadblock, we're your solution. Rejected by traditional lenders? We're here to turn things around. Our commitment is to you, not the stringent criteria of banks. Everyone deserves a chance at a stronger financial future, and we're here to make it happen.

  • Quick & easy application process
  • Personalised finance options
  • Same Day Approvals
Testimonials

Customer Reviews

Discover how Kustom Finance transformed financial goals into reality. Our clients' success stories showcase our dedication to exceptional service, personalized solutions, and unwavering support. Join the ranks of those who have achieved their dreams with us.

Working with Tom from Kustom Finance was honestly really easy going and an enjoyable experience. The company is very helpful and accomodating with regards to answering any questions. Would happily go through this company again.
Tara vella
Massive shoutout to Tom Hooper for making it so easy from the first phone call all the way through to being able to drive away in my new car. He provided great customer service and the communication every step of the way was highly appreciated! Tom didn’t hesitate to answer any questions that I had at all. Thankyou very much Tom.
Miria Renee
A massive thank you to Tom.H , it was effortless! Thank you for making this a great experience. You were so helpful and friendly!! Couldn't recommend you enough ????
Sara Rodino
Excellent guy Tom hopper would recommend to anyone helped me every step of the way kept me updated on everything couldn’t ask for a better person to help me get a new car thanks heaps Tom
Samantha Booker
My experience with Kustom Finance was excellent. Tom my broker was extremely helpful and he got me the finance that I wanted to get my wife and I into a beautiful car and he was able to get it all organised within a couple of days without any problems and got me an even better deal than was originally offered. All in all I was so impressed with the service that I would not hesitate in recommending him to anyone who was looking for finance for a new car.
Les Corke
Absolutely amazing... helped me when no one else would... Tom is the nicest person to deal with 100% happy
Renee Adamson
Helen help my family so much she was so positive and happy and the communication was excellent So Thank you so much Helen
Tash Dennerley
Tom was very responsive, knowledgeable and easy to deal with. He followed up with me continuously, giving me updates along the way; the communication was excellent. I would highly recommend Kustom Finance to anyone looking for a professional company to deal with.
Steve Grant
Had the utmost greatest experience with Thomas from Kustom Finance! If i ever need to go through finance again, i will be sure to go through Kustom Finance. Thank you so much to Thomas and Kustom Finance. ???? highly recommend for anyone in future!
Iiana Beckham
Tom at Kustom finance helped me finance my new 4 x4 . The whole process was quick and easy . I will be sure to come back when I buy another vehicle ????????
Oscar Middleton
Kustom Finance helped me with my first loan and their service was absolutely incredible. Really efficient and throughout and awesome customer service. I definitely recommend Kustom Finance with your financial needs!!
Eden Woodley
I like to thank Tom at kustom finance for helping me to finance the car that I found I enjoyed the services that they provided I will be using your service in the future fore sure
Liam Johnson
Very Very Friendly honest and delightful company to deal.Would highly recommend
Sharon Kregger

Privacy Policy

At Kustom Finance, we are committed to protecting your privacy in accordance with the Privacy Act
1988 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling
and use of personal information.

What information do we collect and how do we use it?
We will ask you for personal information when we assist you with your finance. Personal information
may include any sensitive information (including health information) and may include any
information you tell us about any vulnerability you may have. We use the information you provide to
advise about and assist with your credit needs. We only provide your information to the companies
with whom you choose to deal (and their representatives).
We also use your information to send you requested product information and to enable us to
manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or
electronically unless you tell us that you do not wish to receive electronic communications.
We may occasionally notify you about promotions, new services and special offers, events or articles
we think will be of interest to you. We may send you regular updates by email or by post. If you
would rather not receive this information, email or write to us.
We may also use your information internally to help us improve our services and help resolve any
problems.

What if you don’t provide some information to us?
If you don’t provide us with full information, we can’t properly advise or assist you with your credit
needs.

How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness, and currency of the personal
information we hold and to protect its privacy and security. We keep personal information only for
as long as is reasonably necessary for the purpose for which it was collected or to comply with any
applicable legal or ethical reporting or document retention requirements
We hold the information we collect from you which is securely stored in our Customer
Relationship Management tools, and Server backup.
We ensure that your information is safe by using industry certified online tools and
processes.

Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to our credit licensee e.g. for administration and
supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or
to other companies in the event of a corporate sale, merger, re-organisation, dissolution or similar
event. However, we will do our best to ensure that they protect your information in the same way
that we do.
We may also provide your information to others if we are required to do so by law or under some
unusual other circumstances which the Privacy Act permits.

Disclosures to overseas recipients
Some of the recipients to whom we disclose your personal information may be based overseas. It is
not practicable to list every country in which such recipients are located but it is likely that such
countries will include the Philippines, India, and Nepal.From time to time, we will use your contact
details to send you direct marketing communications including offers, updates and newsletters that
are relevant to the services we provide. We may do so by mail or electronically unless you tell us
that you do not wish to receive electronic communications.
You can unsubscribe ‘opt-out’ by notifying us and we will no longer send information to you.
The information we obtain from you is used, subject to compliance with Australia’s privacy and
credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other
person except with your permission or as permitted, or required, by law.

How can you check, update or change the information we are
holding?
Upon receipt of your written request and enough information to allow us to identify the
information, we will disclose to you the personal information we hold about you. We will also
correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to Tom Hooper via any of the
below means:
Phone: 0466 978 838
Email: info@kustomfinance.com.au
We do not charge for receiving a request for access to personal information or for complying with a
correction request.

Your consent
By asking us to assist with your credit needs, you consent to the collection and use of the
information you have provided to us for the purposes described above.

Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints,
please contact Tom Hooper, 0466 978 838, info@kustomfinance.com.au.

Complaints
Internal Dispute Resolution
If you do have a complaint, please let us know by email, because if we don’t know about it we can’t
fix it. You may also contact us by email addressed to; The Complaints Officer at
info@kustomfinance.com.au please make sure you include as much information as you can.
You should explain the details of your complaint as clearly as you can. You must do this in writing.
When we receive a complaint, we will attempt to resolve it promptly.

DISCLAIMER STATEMENT

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Close